Home Loans, Mortgage Rates & Refinancing

Your home. Your dream. Your loan.

We’re here to make your home financing process smooth and stress-free. Whether you’re buying, building, or refinancing, our expert loan originators provide guidance every step of the way. With competitive rates, personalized service, and great loan options, Washington Financial Bank has everything you need to succeed.

FAQs Calculators Current Mortgage Rates

Purchase an Existing Home

Found your dream home? Whether planning a long-term stay or a shorter-term option, we’ve got a mortgage solution for you.

Fixed-rate options (15, 20, or 30 years) for long-term stability
Adjustable-rate mortgages with lower initial rates for shorter stays

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Construct a New Home

Building your perfect home is easier with our construction loan program.

Interest-only payments during construction
Automatically converts to a traditional mortgage upon completion

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Re-Finance Your Current Home

Want to lower your rate, shorten your term, or tap into equity? We’re here to help.

Use our Refinance Calculators to see if refinancing makes sense
Contact our expert loan originators to get started

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First Time Homebuyers

Step confidently into homeownership with programs designed for first-time buyers.

Low down payments (as little as 3%)
Flexible funding sources
Partnered with the First Front Door (FFD) grant program for up to $15,000 in down payment and closing cost assistance (eligibility required)

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Physicians Mortgage Program

Designed for medical professionals to simplify the home buying process while meeting their unique needs.