Personal Checking

Accounts that work for you

Personal Checking

Rewards, savings, simplicity—the choice is yours

Looking for a checking account that fits your life? We’ve got four great options tailored to meet your needs. Whether you want rewards, cash back, higher interest, or just a no-fuss account, there’s a solution waiting for you.

*If monthly qualifications are met.
Online Banking

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Compare our personal checking accounts

Monthly Reward
2.50% APY* paid on balances up to $10,000
0.15% APY* on the portion of the balance over $10,000
0.05% APY* paid even when qualifications aren’t met

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Refund on ATM Fees*

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Pays Interest

Debit Card & Online Banking
Debit Card available - Online Banking required

Statement Type
E-Statements

X

Monthly Service Fee

Minimum Balance to Waive Fee
N/A

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Paper Checks Available

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Qualifications to Earn Rewards

Monthly Reward
2.50% cash back on debit card purchases – that’s up to $6.25 each month

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Refund on ATM Fees*

X

Pays Interest

Debit Card & Online Banking
Debit Card available - Online Banking required

Statement Type
E-Statements

X

Monthly Service Fee

Minimum Balance to Waive Fee
N/A

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Paper Checks Available

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Qualifications to Earn Rewards

Monthly Reward
N/A

X

Refund on ATM Fees*

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Pays Interest

Debit Card & Online Banking
Available

Statement Type
E-Statements or Paper

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Monthly Service Fee

Minimum Balance to Waive Fee
$2,500

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Paper Checks Available

X

Qualifications to Earn Rewards

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Disclosure

1Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Washington Financial as ATM transactions and purchases made with non-Washington Financial issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning three (3) days prior to the first day of the current Statement Cycle through three (3) days prior to the close of the current Statement Cycle.

Reward Information: When your Rebellion Cash account qualifications are met during a Monthly Qualification Cycle, balances up to $10,000 receive an Annual Percentage Yield (APY) of 2.50%; and balances over $10,000 earn 0.15% APY on the portion of the balance over $10,000, resulting in a range from 0.36% to 2.50% APY depending on the account's balance and you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Interest and ATM fee reimbursements will be credited to your Rebellion Cash account on the last day of the statement cycle. APYs accurate as of 11/01/2024. Rates and rewards are variable and may change after the account is opened. Fees may reduce the earnings on the account.

When Rebellion Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. A $25 minimum deposit is required to open the account. No minimum balance other than the tiers stated above is required to earn the APY. Enrollment in Online Banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) are required to meet the account's qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a Washington Financial service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.


2Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Washington Financial as ATM transactions and purchases made with non-Washington Financial issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning three (3) days prior to the first day of the current Statement Cycle through three (3) days prior to the close of the current Statement Cycle.

Reward Information: When Rebellion Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $250.00 PIN-based or signature-based debit card purchases that post and settle to the account during that Monthly Qualification Cycle period. A maximum of $6.25 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Cash back payments and ATM fee reimbursements will be credited to your Rebellion Cash Back account on the last day of the statement cycle.

When Rebellion Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash Back rates and rewards are variable and may change after the account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. A $25.00 minimum deposit is required to open the account. No minimum balance to earn the rewards. Enrollment in Online Banking and receipt of Electronic Statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) are required to meet the account's qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a Washington Financial service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

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